Best Credit Cards for Students

best credit cards for students

A student credit card is a credit card that is available to college students. Since there is no income requirement cap, any student over the age of 18 is eligible to apply for a credit card. These credit cards have a 5-year validity period and lower interest rates. A student credit card will vary from a standard credit card in terms of features. It does, however, come with its own set of benefits. You would not be required to show any paperwork, such as a payslip or an ITR. The top banks that sell student credit cards are State Bank of India, HDFC, Axis Bank, and ICICI Bank. A few banks offer credit cards to international students.

Student Plus Advantage Card from SBI

This credit card is only for customers who have taken out an education loan from the State Bank of India. A fixed deposit in any SBI branch is required to obtain this credit card. The credit card comes with a number of benefits, including no annual or maintenance fees, which is sure to appeal to you. If you spent more than Rs. 35,000 in the previous year, you won’t have to pay an annual fee. Not only can you get one reward point for every Rs. 100 you spend, but you can also use those points to pay off your unpaid balance.

SBI Student Plus Advantage Card Benefits

5% value back on departmental and grocery purchases

Worldwide Acceptance of Accelerated Rewards Ready Cash

Card Add-Ons

Railway Tickets can be purchased online.

Balance Transfer on EMI Facility for Utility Bill Payment

Easy Money with Flexipay

Student Travel Card from ICICI Bank

If you want to study abroad, the ICICI Bank Student Travel Card is a blessing in disguise. You can pay for your application and university fees with this credit card either online or with a physical swipe. The card is very easy to use because it helps you to keep track of your living expenses and is accepted anywhere MasterCard is accepted. This card can be used to withdraw cash from over 1.5 million MasterCard ATMs worldwide.

You are eligible for a free International Student Identity Card membership, which grants you access to a variety of discounts and exciting destination deals.

ICICI Bank Student Travel Card features

It’s easy to use and clean.

Discounts and deals from merchants in India and 130 other nations, with over 120,000 merchant locations.

Forex preferential rates

ICICI Bank has some fantastic Alliance deals.

Online account management features such as a monthly e-statement are available.

This card can be used to withdraw cash from over 1.5 million MasterCard ATMs.

Membership in the International Student Identity Card (ISIC) provides you with a variety of benefits, including easy replacement of your primary card and comprehensive travel insurance.

ForexPlus Card from HDFC

The HDFC ForexPlus Card is designed specifically for students studying abroad who need funds in multiple currencies. The purchase sum will be debited directly from the HDFC ForexPlus Card balance, much like a credit card.

The card comes in ten different currencies that are accepted all over the world, allowing you to convert them into the currency of the country you are visiting. It is accepted at all retail locations that are Visa or MasterCard affiliated. When you make a purchase in the card currency, you won’t be affected by price fluctuations.

HDFC Multicurrency Platinum ForexPlus Chip Card  

This card is ideal for students who need to fly to many destinations and want to bring 23 currencies on one card. Yes, you read that correctly. You can save money and time by holding 23 foreign currencies on your HDFC Multicurrency Platinum ForexPlus Chip Card. This provides you with full insurance against any potential fluctuations in foreign exchange rates. You’ll also get an Rs. 5 lakh insurance policy in case of card abuse, crash, or theft.

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